Transaction Solutions

Built for Businesses that move fast

We help your business sell more, to more customers.
We handle all customer onboarding, trade credit decisioning, payments, and collections.
So that you can focus on what you do best.

Revenue Growthfor vendors¤
Real-time TransactionsCustom LendingRisk ManagementSupply Chain ManagementPayment ProcessingTrade FinancingReal-time TransactionsCustom LendingRisk ManagementSupply Chain ManagementPayment ProcessingTrade Financing
$1M+
Moved using Chitmo
$7
Cheaper per transaction (on average) vs. ACH or SWIFT banking network
30+
Businesses Served

Imagine if you could sell on net-terms to more clients,
Without taking on any risk or overhead.

01
Trade Credit Decisioning

We use predictive intelligence to assess buyers and extend trade credit to anyone, letting you sell on net-terms to anybody, without worrying about defaults or late payment.

02
KYB and Credit Compliance

We handle all onboarding, and compliance for buyers to make sure they are legitimate, and ensure every trade credit decision is fully compliant.

03
Collections

Never worry about dunning and collections again. Every transaction done via Chitmo has algorithms that handle it for you... order to cash.

04
Simple buying = More sales

The easier it is to buy from you with favorable payment terms, the more sales you generate. Simple as that.

05
Improve your Cash Flow

Buyers want to pay as late as possible? Sellers want to get paid as early as possible? Neither wants to take on cash flow pressure or risk? Both can do it with Chitmo.

06
Bespoke Lending

Every business is different. Our team works alongside yours to design a custom structure that fits your specific business needs and partner with our network of banks and lenders to secure the lowest possible rates.